Farmers Mutual Automobile Insurance v. Bechard

It has been said facetiously of insurance policies "The front page giveth but the back page taketh away." The facts here involve their cant phraseology.

Plaintiff insurance company brought this action for a declaratory judgment to determine the rights of the parties under the Death and Disability provisions of an insurance policy issued to George Bechard in which defendant was beneficiary. The action was tried to the court which entered findings of fact, conclusions of law and judgment favorable to plaintiff, determining no liability existed on the policy for his death.

The facts are…