State Farm Mutual Automobile Insurance Co. v. Stockley

OPINION

GLENN A. NORTON, Judge.

State Farm Automobile Insurance Company appeals the judgment declaring that its policy covers claims against Joseph Stoekley arising from his use of a baggage tug on the tarmac at the airport. We reverse.

I. BACKGROUND

Joseph Stoekley was a baggage handler for Trans World Airlines. He used a four-wheeled vehicle called a tug to transport baggage in the tarmac area at Lambert St. Louis International Airport. While operating the tug, Stoekley struck and killed another TWA employee, and the decedent’s family filed a wrongful death claim against Stoekley. The State…