National Mutual Insurance Company v. Kobusch

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF IOWA CEDAR RAPIDS DIVISION NATIONAL MUTUAL INS. CO, Plaintiff, Case No. 22-CV-98-KEM and FOREMOST INS. CO., MEMORANDUM OPINION AND ORDER Intervenor Plaintiff, vs. DOUGLAS KOBUSCH and LINDA KOBUSCH, Defendants. ____________________ This case requires the court to determine the meaning of “public roads” in an underinsured motorist coverage insurance policy. Specifically, the parties dispute whether a “public road” encompasses an unpaved one-lane path in a public park commonly used by Jeeps, ATVs,1 dirt bikes, and other vehicles,…