Clark v. Prudential Property & Casualty Insurance

TROUT, Chief Justice.

This is an action to enforce an “uninsured motor vehicle” provision in an automobile insurance policy. The insured appeals a district court decision on cross motions for summary judgment holding the insurance policy did not provide coverage for the accident at issue.

I

FACTUAL AND PROCEDURAL BACKGROUND

Appellant, Richard Clark (Mr. Clark), was a passenger in a vehicle driven by his wife, Julia Clark (collectively, the Clarks). As the Clarks proceeded on Highway 95 in Nevada, a truck driven by Ed Rutherford (Rutherford) approached from the opposite direction. As the two…