Jackson v. State Farm Mutual Automobile Insurance

Harwell, Justice:

This case involves the issue of whether the insurer failed to make a meaningful offer of underinsured coverage to the insured such that the insured is entitled to a reformation of her automobile policies to include such coverage. The trial judge denied reformation as to all four policies. The Court of Appeals reversed the order of the trial judge finding that the insurer had failed to prove that a meaningful offer of underinsured coverage had been made and remanded the case to the trial judge to reform one of the policies to afford underinsured motorist coverage up to the…