Doe v. State Farm Fire & Casualty Co.

MEMORANDUM OPINION

ELLIS, District Judge.

Presented here is the question whether a standard uninsured motorist provision of a Virginia automobile insurance policy provides coverage for an incident in which an insured is abducted in a stolen vehicle, transported to an isolated location, and sexually assaulted within the automobile. More specifically, the question is whether the insured’s injuries in these circumstances arose out of the “ownership, maintenance, or use” of the uninsured vehicle, as required by the terms of the policy. For the reasons that follow, the Court holds that the injuries…