Martin v. Equity One Consumer Discount Co., Inc.

MEMORANDUM OPINION

MOON, District Judge.

Plaintiffs Clarence and Cathy Martin (“The Martins”) have filed this one-count class action suit under the federal Truth-in-Lending Act (“TILA”) against Equity One. The Martins charge that Equity One failed to disclose that it received a commission on its sale of credit life insurance to them. In doing so, the Martins argue, Equity One violated TILA and should be liable for statutory damages.

Defendant’s Motion to Dismiss shall be GRANTED.

I. FACTS

The facts relevant to the Court’s inquiry are simple and not in dispute.

On August 18, 2000, the Martins…