Universal Underwriters Insurance v. Kneeland

We granted leave to determine whether a contractual provision that assigned “all responsibility for damages” to defendant while she rented a vehicle contravenes our no-fault act, MCL 500.3101 et seq., and thereby voids the parties’ con*493tract. We hold that the no-fault act does not prevent contracting parties from voluntarily allocating liability for collision damage to a rented vehicle. We thus affirm the judgment of the Court of Appeals.

1. underlying facts and procedural history

While repairing defendant’s vehicle, plaintiff Betten Toyota loaned her a vehicle. Defendant and a Betten employee…