Owners Insurance Company v. Betty Hughes

GRUENDER, Circuit Judge.

Betty Lu Hughes appeals the district court’s 1 grant of summary judgment declaring that defendant Owners Insurance Company (“Owners”) is not obligated to cover her claim for damages caused by an underinsured motorist. For the reasons stated below, we affirm.

Hughes was a passenger in a vehicle driven by Lilburn Mash when she was injured in a collision with another vehicle. Hughes’s medical treatment costs exceeded $200,000. After collecting from Mash’s vehicle liability insurance up to its bodily injury limit of $100,000 per person, Hughes sought additional coverage…