Burger v. Allied Property & Casualty Insurance

GRUENDER, Circuit Judge.

Lisa Burger sued her insurer, Allied Property and Casualty Insurance Company (“Allied”), after it refused to pay a claim she submitted under her policy’s un-derinsured motorist (“UIM”) endorsement. The district court 1 granted summary judgment in favor of Allied. We affirm.

I

In December 2012, Burger was injured in a car accident caused by a negligent driver. The tortfeasor driver’s insurer settled Burger’s claim for $100,000.00, the limit of that driver’s policy. Because Burger’s damages exceeded this sum, she sought additional coverage under the UIM endorsement in her…