AMCO Insurance Company v. Judith Williams

BENTON, Circuit Judge.

Kelly D. Williams died when her car was hit by Dylan A. Meyer’s vehicle. After-settling with Meyer’s insurance company, Appellants Judith and Robert Williams— Kelly’s parents and sole survivors — submitted a claim for underinsured motorist (UIM) coverage. AMCO Insurance Company sued, seeking a declaration of no coverage under Kelly’s auto policy. Both parties moved for summary judgment. The district court 2 granted AMCO’s motion. Having jurisdiction under 28 U.S.C. § 1291, this court affirms.

I

Meyer’s insurance had a limit of $250,000, all paid to the Williamses. Because…