Jones v. Mid-Century Insurance Co.

LAURA DENVIR STITH, Chief Justice.

Morris Jones and Pamela Brown (“plaintiffs”) sued Mid-Century Insurance Company (“Mid-Century”) seeking $100,000 in underinsured motorist coverage for each of them under their Mid-Century insurance policy. The trial court held that each was entitled to only $50,000 in coverage under the Mid-Century policy because it unambiguously permitted Mid-Century to reduce the $100,000 coverage its policy purported to provide per person by the $50,000 each plaintiff already had received from the underinsured tortfeasor. This Coui’t reverses and remands.

Even were…