Perez v. Rent-A-Center, Inc.
Supreme Court of New Jersey
1Opinion of the CourtJustice Long
On this appeal, we have been asked to determine whether rent-to-own contracts are subject to certain consumer protection statutes. Specifically, the parties question whether the Retail Installment Sales Act (“RISA”), N.J.S.A. 17:16C-1 to -61; the interest rate cap in the criminal usury statute, N.J.S.A. 2C:21-19; and the Consumer Fraud Act (“CFA”), N.J.S.A. 56:8-1 to -135, apply to such arrangements. The trial judge answered those questions in the negative and the Appellate Division affirmed. Having concluded, based on the plain language of the relevant statutes and established principles of…
Also in this document: Concurring in part, dissenting in part.
2Cases cited36 opinions
- U.S. Bancorp Mortgage Co. v. Bonner Mall PartnershipSupreme Court of the United States · 1994
- Lemelledo v. Beneficial Management Corp. of AmericaSupreme Court of New Jersey · 1997
- Alexander v. New Jersey Power & Light Co.Supreme Court of New Jersey · 1956
- Hare v. General Contract Purchase Corp.Supreme Court of Arkansas · 1952
- Wright v. VogtSupreme Court of New Jersey · 1951
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3Cited by32 opinions
- Real v. Radir Wheels, Inc.Supreme Court of New Jersey · 2009
- State v. RizzoSupreme Court of Connecticut · 2011
- Nini v. Mercer County Community CollegeSupreme Court of New Jersey · 2010
- Hirschbach v. NVE BANKDistrict Court, D. New Jersey · 2007
- Zafarana v. Pfizer Inc.District Court, E.D. Pennsylvania · 2010
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