Simpson v. Farmers Insurance

The opinion of the court was delivered by

Prager, J.:

This is an action brought by the plaintiff-appellant, Yvonne Joanne Simpson, against the defendant-appellee, Farmers Insurance Company, Inc., seeking a declaratory judgment concerning the coverage and rights of the plaintiff under the uninsured motorist endorsement to an automobile insurance policy issued by the defendant to the plaintiff. The basic issue presented for determination is one of law and, simply stated, is as follows: Is the “physical contact” requirement in the “hit and run” clause in the uninsured motorist provision of an…