United Services Automobile Ass'n Appeal

Opinion by

Spaeth, J.,

Appellees sustained personal injuries as a result of an automobile accident that they allege occurred when an unknown motorist swerved his car in front of theirs, causing them to hit a third car. The unknown motorist drove on and disappeared. The third car was insured, but appellees brought an action against appellant as their carrier under the policy’s uninsured motorist clause on the theory that the unknown motorist’s car was a “hit-and-run” car. The case went to arbitration pursuant to a standard clause in the policy. The arbitration panel’s decision was that appellees…