Ames v. Minneapolis Fire & Marine Insurance

Plaintiff instituted this action to recover upon a policy of hail insurance; he prevailed in the lower court, and defendant appealed.

The policy is a standard form which required notice of loss, proof of loss and contained the following provision, and other provisions of like import: “No officer, agent, or other representative of this company shall have the power to waive any provision of this policy, except such as by the terms of this policy may be the subject Of agreement indorsed hereon or added hereto; and as to such provisions or conditions no officer, agent, or representative shall have…