Eaves v. Universal Underwriters Group

WELLS, Judge.

Although defendant Universal sets forth three alternative assignments of error for our review, we are limiting our review solely to the dispositive issue of which insurer owes Sims coverage. Universal challenges the trial court’s determination that it was Sims’ primary insurer and ultimately liable for the full coverage limits of its policy. Instead, Universal contends that it owed no insurance coverage to Sims in light of the coverage already afforded him by defendant Arnica. After reviewing the record and controlling case law, we reverse the trial court’s decision.

In…