United Services Automobile Ass'n v. Universal Underwriters Insurance

WYNN, Judge.

This appeal arises out of an accident involving an automobile owned by Warden Motors, but driven by Sanford E. Isenhour (“Isenhour”). At the time of the accident, plaintiff United Services Automobile Association (“US A A”), insured Isenhour while defendant Universal Underwriters Insurance Company (“UNIVERSAL”) provided coverage for Warden Motors. USAA instituted this declaratory *207judgment action seeking a declaration that the “Garage Liability Policy” issued by UNIVERSAL provided primary coverage for the accident.

The facts indicate that on 27 January 1988, Isenhour went to…