Holland v. Universal Underwriters Insurance

Plaintiff, a minor, appeals from a judgment declaring that a certain liability policy issued to him by the defendant Universal Underwriters Insurance Company (“Universal”) does not include uninsured motorist coverage. (Ins. Code, § 11580.2.)

The facts are quite simple. Plaintiff, then 16 years old, purchased a motorcycle from one Darby, who was the owner of B & D Enterprises. At that time he signed an application for insurance. The application form shows two of plaintiff’s signatures. The upper signature appears in the middle of the page, below a schedule which sets forth a premium of $55 for…