Codd v. New York Underwriters Insurance

A. W. Codd, who was engaged in the lumber business, operated a saw mill in Spokane for a number of years prior to the time of the destruction of that mill by fire in September, 1939. New York Underwriters Insurance Company, a foreign corporation, is represented in Spokane by W. R. Cooley, its local agent. In November, 1938, two agents of the Westchester Insurance Company, one of whom was Lewis A. Wells, visited Mr. Codd at the saw mill of the latter for the purpose of writing fire insurance on the saw mill.

Codd told those two agents at that time that he contemplated placing about ten thousand…