MGA Ins. Co., Inc. v. Goodsell

SABERS, Justice.

[¶ 1.] Insurer moved for summary judgment to enforce its household exclusion, which, purported to deny coverage to relatives residing with a permissive driver. The circuit court denied the motion and held the household exclusion void as a violation of public policy. We affirm.

FACTS

[¶2.] Lorenzo and Angelica Sanchez purchased an automobile insurance policy from MGA Insurance Company (MGA). The policy covered the Sanchez’s 1989 Chevrolet Camaro with liability limits of $25,000 per person.

[¶ 3.] Gwen DuMarce and her son, Daniel, had been living with Sanchez’s brother, Escubio.…