Schleuter v. Northern Plains Ins. Co., Inc.

CROTHERS, Justice.

[¶ 1] Randall Schleuter appeals from a summary judgment dismissing his action against Northern Plains Insurance Company (“Northern Plains”) for coverage for injuries arising out of an automobile accident. Because we conclude the applicable insurance policy’s “out-of-state coverage” provision precludes application of the policy’s “household exclusion” in order to conform to North Dakota law, we reverse.

I

[¶ 2] The parties stipulated that in November 2006, Randall Schleuter was a passenger in a motor vehicle driven by his wife, Charlotte Schleuter, and owned by Randall…