Bankers Health & Life Insurance v. Murray

1. Under the act of August 17, 1906 (Acts 1906, p. 107; Civil Code of 1910, § 2471), the application on which an insurance policy is based is not to be considered as part of the policy or contract between the parties, unless a copy thereof is attached to or accompanies the policy. Therefore, statements- made in the application are not to be treated as warranties or • covenants, on account of the failure or falsity of which the policy may be avoided, unless a copy of the application is attached to the policy ór accompanies it, though representations contained in the application, if…