State Farm Mutual Automobile Insurance Co. v. Gepaya

Opinion of the Court by

DUFFY, J.

Defendants-appellants Sabino Gepaya and Nenita Gepaya (the Gepayas) appeal from the judgment of the Circuit Court of the First Circuit 1 in favor of plaintiff-appellee State Farm Mutual Automobile Insurance Co. (State Farm), declaring that the “covered loss deductible” provision of Hawaii Revised Statutes (HRS) § 431:100-301.5 (Supp. 1997) 2 applies to the recovery of damages for bodily injury under the Uninsured Motorist (UM) coverage provision of their motor vehicle insurance policy contract with State Farm.

The Gepayas argue that the circuit court erred in…