Michelle Tatis v. Allied Interstate LLC
Court of Appeals for the Third Circuit
1Opinion of the Court
HARDIMAN, Circuit Judge.
This appeal arises under the Fair Debt Collection Practices Act (FDCPA or Act). The question presented is whether a collection letter sent to collect a time-barred debt that makes a "settlement offer" to accept payment "in settlement of" the debt could violate the Act's general prohibition against "any false, deceptive, or misleading representation or means in connection with the collection of any debt." 15 U.S.C. § 1692e. We hold that it could.
I
Over ten years ago, Appellant Michelle Tatis incurred a debt of $1,289.86 to Bally Total Fitness Holding Corp. Appellee…
2Cases cited18 opinions
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