Legal Opinion

Coggins v. . Insurance Co.

Supreme Court of North Carolina

Decided February 19, 1907PublishedCited by 17 opinions

Civil actioN to recover on a policy of insurance, tried before McNeill, and a jury, at May Term, 1906, of JacesoN Superior Court. There was evidence tending to show that plaintiff, having conducted for several years a general mercantile business at Eernhurst, Jackson County, N. C., in May, 1904, established a subsidiary business at Erastus, N. 0., two miles distant from the other store, and conducted same till the loss hereafter referred to.

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Civil actioN to recover on a policy of insurance, tried before McNeill, and a jury, at May Term, 1906, of JacesoN Superior Court. There was evidence tending to show that plaintiff, having conducted for several years a general mercantile business at Eernhurst, Jackson County, N. C., in May, 1904, established a subsidiary business at Erastus, N. 0., two miles distant from the other store, and conducted same till the loss hereafter referred to. This second enterprise was carried on in a small storehouse, 18 by 25 feet, and a side room, 7 by 25 feet, mailing the entire floor space 25 by 25, the…

1Opinion of the CourtHoke, J.

Defendant resists recovery in this case by reason of alleged breach of certain stipulations of the policy com prehended under the general term, “the iron-safe clause.” These stipulations, as contained in the present policy, are as follows:

“1. The assured will take a complete itemized inventory of ■stock on hand at least once in each calendar year, and unless such inventory has been taken within twelve calendar months prior to the date of this policy, one shall be taken in detail within thirty days of issuance of this policy, or this policy shall be null and void from such date, and upon…

2Cases cited12 opinions

  1. Liverpool & London & Globe Insurance v. KearneySupreme Court of the United States · 1901
  2. Biggs v. Insurance Co. (North Carolina Home)Supreme Court of North Carolina · 1883
  3. Western Assurance Co. of Toronto, Canada v. KemendoTexas Supreme Court · 1901
  4. Cuthbertson v. North Carolina Home InsuranceSupreme Court of North Carolina · 1887
  5. Bray v. Insurance Co.Supreme Court of North Carolina · 1905

7 more not listed; retrieve them via the Exa API.

3Cited by17 opinions

  1. Capps v. National Union Fire InsuranceIllinois Supreme Court · 1925
  2. Joffe v. Niagara Fire InsuranceCourt of Appeals of Maryland · 1911
  3. Bank v. . Ins. Co.Supreme Court of North Carolina · 1924
  4. Bullard v. Pilot Fire InsuranceSupreme Court of North Carolina · 1925
  5. Chavis v. State Farm Fire & Casualty Co.Supreme Court of North Carolina · 1986

12 more not listed; retrieve them via the Exa API.

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