Royal Globe Insurance v. Superior Court

Opinion

MOSK, J.

Subdivision (h) of section 790.03 of the Insurance Code, a provision of the Unfair Practices Act (Ins. Code, § 790 et seq., hereinafter called the act) provides that insurers are prohibited from engaging in certain unfair claims settlement practices set forth in the section.1 The *884sole issue in this proceeding is whether an individual who is injured by the alleged negligence of an insured may sue the negligent party’s insurer for violation of the subdivision.

Ruth M. Keoppel (plaintiff) filed an action for personal injuries incurred as a result of a fall when she slipped at a…