HOWARD v. LVNV FUNDING, LLC

IN THE UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF PENNSYLVANIA TRAVIS HOWARD, VANESSA HOWARD, ) Case No. 3:19-cv-93 WILLIAM SIMMS, CHARLES NEFF, STACY ) ADAMS-NEFFE, and GWEN SNYDER, ) individually and on behalf of all others ) similarly situated, ) ) ) JUDGE KIM R. GIBSON Plaintiffs, ) v. ) ) LVNV FUNDING, LLC, and RESURGENT ) CAPITAL SERVICES, LP, ) ) ) Defendants. ) MEMORANDUM OPINION I. Introduction Travis Howard and Vanessa Howard, Charles Neff and Stacy Adams-Neff, William Simms, and Gwen Snyder (collectively, the “Plaintiffs”), debtors who each filed for bankruptcy…