Mrs. Frances E. Quindlen v. The Prudential Insurance Company of America

RONEY, Circuit Judge:

Milton D. Quindlen applied for life insurance, paid a full year’s premium, received temporary insurance pending acceptance or rejection of the application by the Company, and then died. The insurance company contended that it had rejected his application and thus had terminated the temporary insurance before the date of death. The District Court found that a five-day notice is required by the Louisiana statute to terminate this type of temporary life insurance, that no notice was given, and therefore held against the insurance company. We hold that the Louisiana statute…