Muse v. Metropolitan Life Ins. Co.

ODOM, Justice.

Plaintiff was employed by the Southern Kraft Corporation as a laborer at its Basstrop, La., mill, and, while at work, his right hand was accidentally caught in running machinery and severely injured. The Kraft Corporation, his employer, carried group life insurance, group accidental death and dismemberment insurance, and group health insurance in favor of its employees. The policies were written by the Metropolitan Life Insurance Company, the defendant in this case. One of the policies provided that an employee should be paid a certain sum for “Loss of one hand by severance at…