Mutual of Enumclaw Insurance v. Pedersen

KIDWELL, Justice.

Wendy Pedersen, and her minor daughter Kate, appeal from summary judgment in an action for declaratory relief which denied them benefits pursuant to a homeowners insurance policy. The district court held that Mutual of Enumclaw Insurance Company had no liability under the policy because the claimants fit within “insured” and residency exclusions contained in the policy. We affirm.

I

FACTS AND PROCEDURAL BACKGROUND

Jeff and Wendy Pedersen resided in Utah until early 1996. Kate Pedersen was born to Jeff and Wendy on April 4, 1994. In March of 1996, Jeff Pedersen gained employment…