Adkins v. Home Life Insurance

D. E. Holbrook, Jr., J.

Plaintiff appeals by leave granted from the directed verdict entered in favor of defendant. Plaintiff is the widow of James Adkins, who died as a result of an automobile accident. Mr. Adkins’s life was insured by defendant in the amount of $6,500. The policy also included a double indemnity clause for accidental death. Defendant paid plaintiff $6,500 but refused to pay the additional $6,500 as provided under the double indemnity clause. A blood alcohol level test taken from Mr. Adkins shortly after his death revealed his alcohol level to be 0.22 percent. On the morning…