Santilli v. State Farm Life Insurance

Plaintiff appeals from a summary judgment entered in favor of defendant in an action to recover on a life insurance policy issued by the defendant insurance company on plaintiff’s husband. The facts are not in dispute and were presented to the trial court by stipulation.

In November, 1972, plaintiff’s husband, Edward Santilli, made application to State Farm Life Insurance Company to purchase a mortgage life insurance policy. Mr. Santilli was quoted a "standard” premium of $120.40 per year. However, as a result of disclosures on the application form, the defendant insurance company required him…