Farmers Union Mutual Insurance v. Oakland

On July 20,1988, Farmers Union Mutual Insurance Company filed a declaratory judgment action against Gary and Loretta Oakland in the Thirteenth Judicial District Court in Yellowstone County. The District Court held that the insurance policy issued to the Oaklands by Farmers Union did not require Farmers Union to pay for additional costs related to the removal of materials containing asbestos during reconstruction of the insureds’ property. Gary Oakland appeals. We reverse.

The issue on appeal is whether the District Court erred in holding that a “code exclusion” clause in the insurance policy…