Sherberneau v. Metropolitan Life Insurance

Plaintiff, Elsie A. Sherberneau, brought an action for $10,000, the principal amount of an accident and health policy issued by defendant, Metropolitan Life Insurance Company, January 1, 1961, to plaintiff’s husband, Owen G. Sherberneau. Mr. Sherberneau was an agent of long standing for the defendant insurance company and wrote the application for the insurance policy in question and serviced the account by collecting the premiums as was his duty as agent.

Plaintiff asserted in her complaint inter alia that on August 3, 1966, Mr. Sherberneau died of accidental causes (carbon monoxide in the…