Weathers v. Royal Indemnity Co.

The judgment of the trial court was affirmed in the Eastern District of the Missouri Court of Appeals. I adopt, without quotation marks, a substantial portion of the opinion written there by Norwin D. Houser, Special Judge.

The determinative question here is whether Elliott Davis, Jr. was covered as an additional insured within the following definition of the term “insured” in the omnibus provision of the policy of liability insurance issued by Royal Indemnity Company to Hertz (the named insured):

“HI. Definition of insured(a) With respect to the insurance for bodily injury liability and for…