State Farm Mutual Automobile Insurance v. Allstate Insurance

Brailsford, Justice:

On August 10, 1968, seventeen-year-old Ricky James, Jr., while at work, asked his friend David Lasater to take the 1965 Chevrolet provided for Ricky by his father and pick up a pair of slacks for him at a downtown Greenville department store. While on this errand for Ricky, David was involved in an automobile collision.

The 1965 Chevrolet was titled and registered in the name of Ricky’s father, Wallace R. James, and he was the named insured in an automobile liability insurance policy issued to him by State Farm Mutual Automobile Insurance Company. David Lasater was an…