Archer v. ACE, USA

Tyack, Judge.

{¶ 1} On September 3, 1999, Christina Archer was involved in a motor vehicle collision in which she sustained serious injuries. Archer ultimately received a $100,000 policy-limits settlement from the tortfeasor’s insurer, Westfield Insurance Company, in June 2001. Although Archer was then employed by Speedway Super America (“Speedway”), it is undisputed that at the time of the accident, she was operating her own vehicle and was not acting in the course and scope of her employment. This case arises from Archer’s attempts to obtain uninsured/under-insured motorist (“UM/UIM”)…