Legal Opinion

Franklin Life Insurance v. Commissioner of Insurance

Michigan Supreme Court

Decided February 3, 1910No. Calendar Nos. 23,678, 23,679, 23,680PublishedCited by 4 opinions

Mandamus by the Franklin Life Insurance Company, the Federal Life Insurance Company, and the United States Annuity & Life Insurance Company to compel James V. Barry, commissioner of insurance, to vacate an order disapproving certain policy forms.

1Opinion of the CourtBlair, J.

In the above-entitled cases respondent, acting under the authority conferred upon him by section 4, Act No. 187, Pub. Acts 1907, disapproved of certain policy forms filed with him by relators, who seek the writ of mandamus to compel respondent to withdraw his disapproval of such forms.

The ground upon which the commissioner disapproved of the policy forms was that the provision therein, “If any premium is not paid when due or if any note or part thereof is not paid when due, this policy shall be ipso facto null and void, and all premiums forfeited to the company, except as herein provided,”…

2Cases cited1 opinion

  1. Mutual Benefit Life-Insurance v. Commissioner of InsuranceMichigan Supreme Court · 1908

3Cited by4 opinions

  1. Borman v. State Farm Fire & Casualty CoMichigan Supreme Court · 1994
  2. Southland Life Ins. Co. v. HopkinsCourt of Appeals of Texas · 1920
  3. Cruz v. State Farm Mutual Automobile InsuranceMichigan Court of Appeals · 2000
  4. Schmedding v. Northern Assurance Co.Michigan Supreme Court · 1912

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