Skypala v. Mortgage Electronic Registration Systems, Inc.

OPINION

IRENAS, Senior District Judge:

This case is substantially similar to two other cases recently addressed by this Court: Rivera v. Washington Mutual, et al., 637 F.Supp.2d 256 (D.N.J.2009) (Irenas, S.D.J.) and Martino v. Everhome Mortgage, et al., 639 F.Supp.2d 484 (D.N.J.2009) (Irenas, S.D.J.). Plaintiff (and putative class representative) Edward Skypala, like the Riveras and Martinos, asserts that the defendants, a mortgage lender, its servicer, and its law firm, charged and collected “various fees not authorized by the loan documents or applicable law” and “overcharging defaulting…