Goetz v. Hartford Fire Insurance

The liability of the defendants is dependent upon the riders, parts of their respective insurance policies, each such rider being therein described as “Use and Occupancy Form,” and as insurance “on the use and occupancy of . . . buildings, machinery, and equipment situated on” certain described real property.

The clause upon which, if at all, the liability must be predicated reads as follows:

“The conditions of this contract are that if the buildings described above, and machinery and equipment contained therein, be destroyed or damaged by fire occurring during the term of this policy so as to…