Manduca Datsun, Inc. v. Universal Underwriters Insurance

BURNETT, Judge.

This case presents a host of issues concerning the extent of loss covered by a fire insurance policy. The insured, Manduca *165Datsun, suffered substantial fire damage to a building where it operated an automobile dealership. The loss was covered by a policy issued by Universal Underwriters; but the amount of loss recoverable under the policy became the subject of dispute. This controversy found its way to court when several of Manduca’s creditors, seeking payment of debts owed by the distressed dealership, sued both Manduca and the insurance carrier. The carrier tendered…