Wilson & Toomer Fertilizer Co. v. Automobile Ins.

CLAYTON, District Judge.

The above 11 suits have, for present-purposes, been consolidated, as the issues raised by the pleadings are-the same in each case. Each action is upon a fire insurance policy, where the subject-matter of the insurance is the use and occupancy of a fertilizer plant. All of the policies are on standard form for fire-insurance, and upon each there is pasted the commonly called “use and occupancy” form or agreement.- Each policy covers the same property, and all combined are for the sum of $74,000. On October 4, 1920, the plaintiff’s fertilizer plant was destroyed by fire.…