Hastings Mutual Insurance v. Hartford Accident & Indemnity Co.

Defendant Hartford Accident & Indemnity Company brings this appeal as of right from an order entered in the Cass County Circuit Court requiring contribution of 50% of a claim paid by plaintiff Hastings Mutual Insurance Ccimpany to James and Susan Reed.

The litigation below concerned a claim resulting from a fire which destroyed a house, an outbuilding, and personal property belonging to the Reeds. It is undisputed that the property was insured at the time of the fire by Hastings. The issue is whether Hartford was also on risk.

The Reeds dealt with Oliver Scott, an indepen dent insurance agent.…