Mary C. Todd v. Dow Chemical Company and Metropolitan Life Insurance Company

LAY, Chief Judge.

Mary Todd appeals the judgment of the district court 1 granting defendants’ motion for summary judgment. The district court found that plaintiff’s decedent, Barry Todd, was not covered under a group life insurance policy issued by Metropolitan Life Insurance Company (Metropolitan) to employees of Dow Chemical Company (Dow), because he was not “actively at work” on July 1, 1981, the date on which the life insurance would otherwise be effective. The district court also found the defendants were not estopped from denying coverage under the policy despite evidence that Dow mailed…