Rogers v. Goad

KAUGER, Justice.

The only issue presented is whether a permissive-user employee, may stack uninsured motorist coverage under his employer’s automobile fleet insurance policy. We find that the employee, an unnamed insured, covered under the policy solely because of the policy provisions covering permissive use or occupancy, may not stack uninsured motorist coverages under the employer’s commercial fleet policy.

The appellee, Roy Dale Rogers (employee), was injured in an automobile accident when the appellant, Steve Allen Goad, an underinsured motorist, crossed the center line and struck the…