Michigan Chiropractic Council v. Commissioner of the Office of Financial & Insurance Services

In these consolidated appeals, respondent Commissioner of the Office of Financial and Insurance Services, and intervenors-respondents Farmers Insurance Exchange and Mid-Century Insurance Company (Farmers) appeal by leave granted an order of the circuit court that reversed the commissioner’s denial of petitioners’ challenge to a preferred provider organization (PPO) option offered in Farmers’ no-fault automobile insurance policies. The circuit court concluded that Farmers’ PPO option violated the no-fault statute, MCL 500.3101 et seq., by illegally adding an additional requirement that health…