State Farm Mutual Automobile Insurance v. Fisher

HENRY, Circuit Judge.

CERTIFICATION OF A QUESTION OF STATE LAW

This case involves the reach of Colorado’s uninsured motorist coverage (“UIM”). See Colo.Rev.Stat. § 10-4-609. The uninsured motorist provision of Mr. Fisher’s automobile insurance policy provides:

We will pay compensatory damages for bodily injury an insured is legally entitled to collect from the owner or driver of an uninsured motor vehicle. The bodily injury must be:

1. sustained by an insured; and

2. caused by an accident that involves the operation, maintenance, or use of an uninsured motor vehicle as a motor vehicle.

Aplt’s App.…