Simons v. Safety Mutual Fire Insurance

Opinion by

Mr. Justice Sadler,

Simons, the plaintiff, conducted a small store in Bradford County, and insured his stock of merchandise in two companies. One was represented by Ingham, and the defendant by Matchett, who issued and countersigned the policy on which this suit is based. It was in the standard form, requiring immediate notice, if loss occurred, formal proofs within sixty days, and provided that no effective waiver of its provisions could be had unless by endorsement in writing thereon.

On March 12,1919, the property covered by the policy was destroyed by fire, and prompt information…