State Farm Mutual Automobile Insurance v. Murphy

Joseph Picchi, one of four persons injured in a three-car collision, seeks to hold the State Farm Mutual Automobile Insurance Company liable either on a $100,000 per accident policy which it had issued to the driver at fault (although it had paid out the limits of that policy to other claimants) or under the “uninsured motorist” coverage in his father’s policy. The lower court ruled that the insurer had no obligation to him under either policy. We agree and affirm.

There is no dispute as to the facts in this case. On July 19,1970, Timothy Murphy, while driving, was involved in a three-car…